[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.al-riso.cz\/vyuka-financni-gramotnosti-na-ceskych-skolach-zaostava\/#Article","mainEntityOfPage":"https:\/\/www.al-riso.cz\/vyuka-financni-gramotnosti-na-ceskych-skolach-zaostava\/","headline":"V\u00fduka finan\u010dn\u00ed gramotnosti na \u010desk\u00fdch \u0161kol\u00e1ch zaost\u00e1v\u00e1","name":"V\u00fduka finan\u010dn\u00ed gramotnosti na \u010desk\u00fdch \u0161kol\u00e1ch zaost\u00e1v\u00e1","description":"Dlu\u017en\u00edk\u016f a lid\u00ed s\u00a0finan\u010dn\u00edmi pot\u00ed\u017eemi neust\u00e1le p\u0159ib\u00fdv\u00e1. V\u00a0minul\u00e9m roce zaznamenala \u010cesk\u00e1 republika 3,4% n\u00e1r\u016fst po\u010dtu osob v\u00a0exekucii p\u0159es rostouc\u00ed mzdy a klesaj\u00edc\u00ed nezam\u011bstnanost. V\u011bt\u0161ina lid\u00ed v\u00a0d\u016fchodov\u00e9m v\u011bku tak\u00e9 nem\u00e1 mo\u017enost s\u00e1hnout do sv\u00fdch \u00faspor a \u017eij\u00ed tak ned\u016fstojn\u00fd \u017eivot z\u00e1visl\u00fd na sv\u00e9m starobn\u00edm d\u016fchodu. Podle odborn\u00edk\u016f tento fakt plyne ji\u017e z\u00a0p\u0159\u00edstupu v\u00fduky finan\u010dn\u00ed gramotnosti ve […]","datePublished":"2019-09-09","dateModified":"2023-05-04","author":{"@type":"Person","@id":"https:\/\/www.al-riso.cz\/author\/#Person","name":"","url":"https:\/\/www.al-riso.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4e6a74466e4227c12d5306875d08720cdfce3572213740db6f4a2e5e46e710ff?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4e6a74466e4227c12d5306875d08720cdfce3572213740db6f4a2e5e46e710ff?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"al-riso.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.al-riso.cz\/wp-content\/uploads\/img_a349763_w2427_t1564838152.jpg","url":"https:\/\/www.al-riso.cz\/wp-content\/uploads\/img_a349763_w2427_t1564838152.jpg","height":0,"width":0},"url":"https:\/\/www.al-riso.cz\/vyuka-financni-gramotnosti-na-ceskych-skolach-zaostava\/","about":["Vzd\u011bl\u00e1n\u00ed\r"],"wordCount":429,"articleBody":"Dlu\u017en\u00edk\u016f a lid\u00ed s\u00a0finan\u010dn\u00edmi pot\u00ed\u017eemi neust\u00e1le p\u0159ib\u00fdv\u00e1. V\u00a0minul\u00e9m roce zaznamenala \u010cesk\u00e1 republika 3,4% n\u00e1r\u016fst po\u010dtu osob v\u00a0exekucii p\u0159es rostouc\u00ed mzdy a klesaj\u00edc\u00ed nezam\u011bstnanost. V\u011bt\u0161ina lid\u00ed v\u00a0d\u016fchodov\u00e9m v\u011bku tak\u00e9 nem\u00e1 mo\u017enost s\u00e1hnout do sv\u00fdch \u00faspor a \u017eij\u00ed tak ned\u016fstojn\u00fd \u017eivot z\u00e1visl\u00fd na sv\u00e9m starobn\u00edm d\u016fchodu.Podle odborn\u00edk\u016f tento fakt plyne ji\u017e z\u00a0p\u0159\u00edstupu v\u00fduky finan\u010dn\u00ed gramotnosti ve \u0161kol\u00e1ch. D\u011bti by se zde m\u011bli nau\u010dit, jak pen\u00edze vyu\u017e\u00edvat, jak\u00e9 jsou pen\u011b\u017en\u00ed instituce a mo\u017enosti bezpe\u010dn\u00fdch investic. Hlavn\u00edmi v\u00fdstupy by m\u011blo b\u00fdt aktivn\u00ed zapojen\u00ed ob\u010dan\u016f na finan\u010dn\u00edm trhu, prevence proti p\u0159edlu\u017een\u00ed a zaji\u0161t\u011bn\u00ed na st\u00e1\u0159\u00ed. Pr\u016fzkum \u010cesk\u00e9 spo\u0159itelny v\u00a0minul\u00fdch letech v\u0161ak uk\u00e1zal, \u017ee d\u011bti v\u011bt\u0161inu sv\u00fdch pen\u011bz utr\u00e1cej\u00ed a tak\u00e9 maj\u00ed zku\u0161enosti s\u00a0p\u016fj\u010dov\u00e1n\u00edm si prost\u0159edk\u016f od sv\u00fdch kamar\u00e1d\u016f. Statistiky nav\u00edc ukazuj\u00ed, \u017ee se v\u00a0populaci pohybuje zna\u010dn\u00e9 mno\u017estv\u00ed lid\u00ed mezi 15 a 18 lety, kte\u0159\u00ed dlu\u017e\u00ed r\u016fzn\u00e9 \u010d\u00e1stky. Nejv\u011bt\u0161\u00ed vliv na vzd\u011bl\u00e1n\u00ed v\u00a0t\u00e9to oblasti maj\u00ed rodi\u010de, \u0161kola a soci\u00e1ln\u00ed s\u00edt\u011b.N\u011bkter\u00e9 z\u00e1kladn\u00ed \u0161koly ji\u017e nyn\u00ed do v\u00fduky ob\u010dansk\u00e9 nauky vt\u011bsn\u00e1vaj\u00ed z\u00e1klady osobn\u00edch financ\u00ed, ale st\u00e1le to nen\u00ed dost. D\u011bti jsou v\u00a0tomto v\u011bku lehce zraniteln\u00e9 a ovlivniteln\u00e9, \u0161kola by m\u011bla vytvo\u0159it bezpe\u010dn\u00fd prostor pro objevov\u00e1n\u00ed vlastn\u00edch dovednost\u00ed a m\u011bla by t\u00e9\u017e \u017e\u00e1ky l\u00e9pe obezn\u00e1mit s\u00a0r\u016fzn\u00fdmi mo\u017enostmi pracovn\u00edch pom\u011br\u016f. \u00a0Dobrou motivac\u00ed k\u00a0zaveden\u00ed program\u016f do \u0161kol by mohla b\u00fdt i dlouho odkl\u00e1dan\u00e1 d\u016fchodov\u00e1 reforma \u2013 jakmile by si lid\u00e9 byli schopni sami zajistit finance na st\u00e1\u0159\u00ed, \u010d\u00e1ste\u010dn\u011b by odpadla povinnost st\u00e1tu. Jen\u017ee to se stane pouze tehdy, pokud \u010desk\u00e1 spole\u010dnost celkov\u011b p\u0159ekope sv\u016fj p\u0159istup k\u00a0pen\u011bz\u016fm. M\u00edsto toho, aby je vn\u00edmala jako n\u00e1stroj ke sv\u00e9 pot\u0159eb\u011b se jedn\u00e1 sp\u00ed\u0161 o n\u011bco jako: \u201ePen\u00edze mi zt\u011b\u017euj\u00ed \u017eivot, proto\u017ee je nem\u00e1m.\u201c Krom\u011b toho by se do rozvoje gramotnosti sv\u00fdch d\u011bt\u00ed m\u011bli zapojit i rodi\u010de, a to nejl\u00e9pe hned, kdy\u017e d\u00edt\u011b za\u010dne dost\u00e1vat kapesn\u00e9.                                                                                                                                                                                                                                                                                                                                                                                        4.3\/5 - (9 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"V\u00fduka finan\u010dn\u00ed gramotnosti na \u010desk\u00fdch \u0161kol\u00e1ch zaost\u00e1v\u00e1","item":"https:\/\/www.al-riso.cz\/vyuka-financni-gramotnosti-na-ceskych-skolach-zaostava\/#breadcrumbitem"}]}]